![]() ![]() If you have been in this scenario, I would truly appreciate your input and others as well. ![]() Both of them don't have a retirement saving account and I kept it so far because I thought if something happens to me then they can at least use the money to pay the mortgage and save for health expenses. My mom and grandmom don't speak English much or know how things workout around since we came to the USA in 2009 from Nepal. I got it because I always thought of what would my mom and grandmom do if something was to happen to me. I got the life insurance because I have a mom and grandmom (we live together) who depends on me. I have been reading a lot of Reddit posts and others and getting a negative feeling about putting money. I got an IUL Transamerica life insurance in 2015 and I have been paying $100 monthly. Now, I am trying to figure out the expenses and investment. I am a 24 years old guy and recently graduated and got a job. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
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